Are you trying to build or rebuild your credit but tired of cards that offer nothing in return? The Discover it® Secured Credit Card is different — it’s one of the few secured cards that actually pays you cash back while you build your credit history. If you want a smart way to establish credit and get rewarded at the same time, keep reading!
Why the Discover it® Secured Credit Card might be the solution you need?
Discover designed this card for people with limited or damaged credit who still want real financial benefits. Unlike most secured cards that exist only to report your payments, the Discover it® Secured earns cash back on everyday purchases and even matches all the cash back you earn in your first year — all with a $0 annual fee.
Highlights of the Discover it® Secured Credit Card:
- $0 Annual Fee: Build credit without paying a yearly cost.
- 2% Cash Back at Gas Stations and Restaurants: Earn on up to $1,000 in combined purchases each quarter, then 1%.
- 1% Cash Back on Everything Else: Keep earning on all your other purchases, automatically.
- Unlimited Cashback Match: Discover matches all the cash back you earn at the end of your first year — no minimum spending, no cap.
- Refundable Security Deposit: Your deposit (starting around $200) sets your credit line and is returned when you close the account in good standing or graduate to an unsecured card.
If you are ready to build credit and actually get rewarded for it, the Discover it® Secured Credit Card offers a clear path forward.
Want to understand the terms and how to apply? Click the button below.